Audit — PCI Specialty Assessment

PCI PIN
Security Assessment

Validate the security of your PIN processing, management, and transmission environment — protecting the most sensitive element of cardholder authentication.

The PCI PIN Security Standard defines requirements for the secure management, processing, and transmission of PIN data during online and offline payment card transactions. We help acquirers, processors, and service providers achieve and maintain compliance.

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What is PCI PIN?

The PCI PIN Security Standard establishes requirements for the secure management, processing, and transmission of Personal Identification Number (PIN) data during online and offline payment card transactions. It covers the entire PIN lifecycle — from entry at the point of interaction through encryption, transmission, and processing at the acquirer or issuer.

The standard is organized around key management, PIN processing at ATMs and POS devices, PIN handling during network transit, and the physical and logical security of systems that decrypt or translate PIN blocks. It applies to acquirers, processors, key injection facilities, and any entity involved in PIN handling.

PCI PIN assessments are mandatory for organizations identified by payment brands as handling PIN data. Our qualified assessors evaluate your environment against all applicable control objectives and produce the assessment report required for compliance validation.

Key Assessment Areas

Cryptographic key management lifecycle
PIN entry device security & management
PIN block encryption & translation
HSM management & physical security
Key injection facility (KIF) security
Secure PIN transmission across networks

Our PCI PIN Services

End-to-end support from scoping through assessment and annual re-validation

Scoping & Gap Analysis

Identify all PIN-handling systems, HSMs, key injection facilities, and network paths in scope. Assess your current posture against PCI PIN control objectives and deliver a remediation roadmap.

Formal PIN Assessment

Our qualified PIN Assessors conduct the formal evaluation covering key management, PIN processing, device security, HSM operations, and network transit — producing the assessment report and compliance documentation.

Key Management Advisory

We advise on cryptographic key lifecycle management — generation, distribution, loading, storage, rotation, and destruction — ensuring your key management practices meet PCI PIN's rigorous requirements.

HSM & KIF Security Review

Physical and logical security assessment of your Hardware Security Modules and Key Injection Facilities — including tamper-resistance, dual control, split knowledge, and access control procedures.

PCI DSS Coordination

Coordinate PCI PIN and PCI DSS assessments to align scoping, evidence, and timelines — reducing duplication for organizations that need both certifications.

Annual Re-assessment

Ongoing support for annual re-assessments, change-impact analysis when your PIN environment evolves, and monitoring of PCI SSC updates to the PIN Security Standard.

Why PCI PIN Compliance Matters

Payment Brand Mandate

Payment brands require all entities handling PIN data to validate compliance. Non-compliance can restrict your ability to process PIN-based transactions.

Protect PIN Confidentiality

PINs are the highest-sensitivity authentication data in the payment ecosystem. Compromised PINs lead directly to fraudulent ATM withdrawals and POS transactions.

Reduce Fraud Liability

Strong PIN security controls reduce your organization's exposure to fraud liability from PIN compromise events.

Cryptographic Assurance

PCI PIN's rigorous key management requirements ensure that PIN encryption keys are generated, distributed, and managed with the highest security standards.

Market Trust

Validated PIN security compliance demonstrates operational maturity to issuers, networks, and acquirers who rely on your PIN processing services.

Physical Security Rigor

PCI PIN's physical security requirements for HSMs and KIFs ensure that the hardware protecting PIN data is secured against both logical and physical attack vectors.

Why Choose Gravity Innovision?

Qualified PIN Assessors

Our assessments are conducted by PCI-qualified PIN Security Assessors with deep expertise in cryptographic key management, HSM operations, and the payment processing infrastructure.

Full PCI Stack Coverage

We assess across PCI DSS, PCI PIN, PCI 3DS, PCI SLC, and PCI SSS — coordinating multiple assessments to reduce total compliance effort and cost for organizations with overlapping requirements.

Implementation + Assessment

We help you design and implement PIN security controls before we assess them — from HSM configuration and key ceremony procedures through to the formal assessment and report.

Ready for PIN Assessment?

Whether you're an acquirer, processor, or key injection facility operator, we'll scope the right assessment for your PIN environment.

Secure Your PIN Environment

Contact us today to discuss your PCI PIN assessment needs.